Merchant of Record · LATAM

Local tax and payment experience for your customers in LATAM.

Reduce CAC and boost LTV by offering a tailored payment experience across Latin America, without opening local entities or carrying tax liability.

WTM MoR product visualization
Why WTM

Why SaaS, AI, cloud and other online service companies rely on WTM.

Backed by 20+ years of expertise in cross-border payments, compliance, pricing, negotiation, international taxation and local billing.

Sales journey

Simplify and accelerate the sales journey, remove tax friction from procurement and finance reviews.

Tax simplification

Cut tax handling complexity in LATAM, local invoices, withholding management and proper credit allocation.

Churn reduction

Reduce churn by offering clients their preferred local payment methods and billing in their currency.

Pricing personalization

Strategic pricing with local tax considerations baked in, protect margins without surprising customers.

Easier reconciliation

Consolidate multiple payments centrally, one reconciliation flow for the entire LATAM operation.

Local distribution

Reach local channels and resellers without setting up legal entities country by country.

How it works

Meet our process.

WTM serves as your Merchant of Record, managing all the complexities of local tax regulations so you stay focused on product and growth.

01 · Buyer

Local customer

  • Cost-effective tax management
  • Wider range of local payment options
  • Pays in local currency
  • Less bureaucracy at purchase
  • Compliance assurance built in
02 · Merchant of Record

WTM

  • Local billing & invoice issuance
  • Payment processing in BRL/local FX
  • Tax collection & remittance
  • Full reporting & reconciliation
  • Financial and tax risk mitigation
03 · Seller

Your business

  • Receives clean payment
  • Zero local tax liability
  • No local entity required
  • Lower churn from LATAM
  • Scales across the region
Key benefits

Unlock growth for your company over a transparent transaction fee.

Sales & ticket size up

A local buying experience increases conversion and ARPU.

Customer loyalty

Compliant invoices, predictable costs and local support build trust.

Sustained growth

Scale across LATAM without adding entities, headcount or tax risk.

Full compliance

Solid operations with audit-ready reporting in every market.

Industries

Industries we are transforming.

Securitytech Edtech ERP software Fintech Legaltech IT services Your industry
Global presence

Our presence across key markets.

Operating where your customers need you, Americas, Europe and the Middle East.

4,200+ Companies served
$1B+ USD processed
2,000h Saved/client/year
Trusted globally

Connecting global clients.

Clients
Arquivei Involves Omie Veriff Quiron
And partners
Deel Partner Partner Partner Omie Involves
Voices from our clients

Our clients say about us.

The amounts saved are very significant, even a simple recommendation about which step to take makes a big difference for our operation.

Gil Pletsch
Gil PletschCEO, Quiron

Partnering with WTM gave us access to expertise that would have taken us years to build internally, and a structure ready to scale from day one.

Thiago Schutz
Thiago SchutzCEO, Silva Schutz Advogados

I recommend WTM whenever the conversation turns to international expansion, the depth of knowledge and willingness to share it stands out.

Valmor Kerber
Valmor KerberExecutive Director, AHK Brazil–Germany
Schedule a session

Start a conversation with our experts now.

A 45-minute session covering challenge identification, expert guidance and personalized recommendations.

  • Challenge identification
  • Expert guidance from cross-border specialists
  • Personalized recommendations
Got it. We're on it.
An expert will reach out within one business day.